Menu
Home
Our Clients
Medical Professionals
Business Owners
Corporate Executives
Families and Individuals
Retirees
Women Investors
Our Commitment
Our Process
Financial Planning
Tax Efficient Investing and Planning
Transition Planning
Your Team
Thanh Nguyen
Chi Nguyen
Peter Gilding
Warren Kim
Haley Lu-Nguyen
Christian Randquist
About LPL
Why Work With A CFP®
Community
Insights
Weekly Market Commentary
LPL Research
Resource Library
Blog
Contact Us
Client Access
Global Portfolio Strategy | September 2025
</div> </div> </div> </div> </section> </section> </div> <div class="footer-container"> <footer> <section class="o-container c-footer__container"> <div class="o-grid__collapse"> <div class="c-footer__contact"> <div class="contact"> <h4>Contact</h4> <div class="moonlight-contact-information"> <p class="moonlight-phone">Office: <a href='tel:4259477173'>425-947-7173</a></p><p class="moonlight-phone">Toll-Free: <a href='tel:8888374046'>888-837-4046</a></p> <p class="moonlight-fax">Fax: <span>425-242-4688</span></p> <div class="moonlight-address_block"> <p class="moonlight-address1">1479 158th Place North East</p> <p> <span class="moonlight-city">Bellevue,</span> <span class="moonlight-region">WA</span> <span class="moonlight-postalcode">98008</span> </p> </div> <a href="mailto:info@crossroadsfsllc.com" itemprop="email"> info@crossroadsfsllc.com </a> </div> <div class="c-socialMedia"> </div> </div> </div> <div class="c-footer__quick-links"> <section class="quickLinks"> <h4>Quick Links</h4> <ul><li><a href="https://www.crossroadsfsllc.com/resource-center/retirement" >Retirement</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/investment" >Investment</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/estate" >Estate</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/insurance" >Insurance</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/tax" >Tax</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/money" >Money</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/lifestyle" >Lifestyle</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/articles" >Latest Articles</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/videos" >All Videos</a></li><li><a href="https://www.crossroadsfsllc.com/resource-center/calculators" >All Calculators</a></li></ul> </section> </div> <div class="c-footer__disclosure"> <section class="note"> <div class="shared__BrokerDealerDisclosure"> <p class="FormCRS"> LPL <a target="_blank" href="https://www.lpl.com/content/dam/lpl-www/documents/disclosures/lpl-financial-relationship-summary.pdf">Financial Form CRS</a></p> </div> <p class="boker-check-disclaimer">Check the background of your financial professional on FINRA's <a href="//brokercheck.finra.org/" target="_blank" rel="noopener noreferrer">BrokerCheck</a>.</p> <p class="globalDisclosure">The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.</p> <p class="globalPersonalInformationLink"> We take protecting your data and privacy very seriously. As of January 1, 2020 the <a href="https://oag.ca.gov/privacy/ccpa" target="_blank">California Consumer Privacy Act (CCPA)</a> suggests the following link as an extra measure to safeguard your data: <a href="https://www.crossroadsfsllc.com/donotsellmypersonalinformation" target="_self">Do not sell my personal information</a>. </p> <p class="globalCopyright">Copyright 2026 FMG Suite.</p> <p class="globalDisclaimer"><p>Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor, Member <a href="https://www.finra.org/" target="_blank" rel="noopener">FINRA</a>/<a href="https://www.sipc.org/" target="_blank" rel="noopener">SIPC</a>. Crossroads Financial Services <em><strong>is not</strong></em> registered as a broker-dealer or investment advisor.</p><p>The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.</p><p><span data-teams="true">LPL Financial <a aria-label="Link Form CRS" id="menuru1" href="http://www.lpl.com/crs" rel="noreferrer noopener" target="_blank" class="fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn" title="http://www.lpl.com/crs">Form CRS</a></span></p></p> </section> </div> </div> <div class="o-grid__collapse"> <div class="c-footer__custom"></div> </div> <div class="rule2"> </div> </section> </footer> </div> <!-- /container --> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/007/dist/scripts.js?v=2.86.45.36196.305"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/globalassets/template7/js/global-asset-scripts.js"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/vcard.js?v=2.86.45.36196.305"></script> <script> $('header #agentLogo').clone().addClass('alt-logo').insertAfter($('header #agentLogo:not(.alt-logo)')); $('footer #agentLogo, #agentLogo.alt-logo').attr('src', '//static.fmgsuite.com/media/InlineContent/originalSize/f7f2d74d-9b76-4b85-af81-62b3048a94a9.png') // // ------------------------------------------------------------------ // // Team Models // // Creation Date: 07/06/2022 // // Last Updated: 07/06/2022 // // Description: Takes two team photos, the team header and the Bio content and // // creates a team member photo with a hover effect and a model that is opened // // when clicking on a team member. // // // ------------------------------------------------------------------ if ($('.dev-team-model').length){ let teamModelClassList = [...$('.dev-team-model').first().get(0).classList].filter(className => className.includes('dev-')); const membersList = $(`<section id="members-wrapper" class="${teamModelClassList.join(' ')}"><div class="o-container"><div class="members-wrapper" /></div></section>`); $('.dev-team-model').each(function(index){ $(this).find('section.c-team-list__section--developer').each(function(){ const memberItem = $('<div class="member-item" />'); const link = $('<a class="open-overlay" />'); //Add 2 Photos to Team Member Item const imageWrapper = $('<figure class="thumbnail" />'); if($(this).find('.member-images img').length){ $(this).find('.member-images img').each(function(i){ $(this).addClass(`${i > 0 ? 'team-photo--hover' : 'team-photo'}`) $(imageWrapper).append($(this).clone()); }) } else{ $(imageWrapper).append($(this).find('.c-team-member__portrait img').clone().addClass('team-photo')); } $(imageWrapper).append('<div class="overlay" />'); //Add Member Header const memberHeader = $('<header class="member-header" />'); $(this).find('.c-team-member__info h4').find('a').removeAttr('href'); $(this).find('.c-team-member__info h4').clone().appendTo(memberHeader); $(this).find('.c-team-member__info h4+p').clone().appendTo(memberHeader); $(memberHeader).append('<span class="read-bio">Read Bio →</span>'); //Add to Images and Header to Link $(link).append(imageWrapper, memberHeader); //Add to Member Item $(memberItem).append(link); //Add Bio Content const memberModal = $('<div class="member-content overlay-content" />'); const memberBio = $('<div class="overlay-content-wrapper" />'); memberBio.append($(this).find('.c-team-member__portrait')); memberBio.append($(this).find('.c-team-member__info')); $(memberModal).append('<button class="close-overlay">Close</button>', memberBio); //Add to Member Item $(memberItem).append(memberModal); //Add to Members list $(membersList).find('.members-wrapper').append(memberItem); }); //Replace All team sections with the membersList if($(this).find('section.c-team-list__section--developer').length){ if(index == 0){ $(this).replaceWith(membersList); } else{ $(this).remove() } } else{ console.warn('Invalid dev-team-model section, must be a list section to work correctly.', $(this).get(0)); } }); } </script><script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Sections/js/sections.js"></script><script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Headers/sticky/js/sticky.js"></script><script type="text/javascript" src="https://fmg-websites-custom.s3.amazonaws.com/building-blocks/Footers/rialto-footer/js/rialto-footer.js"></script><script type="text/javascript" src="//fmg-websites-custom.s3.amazonaws.com/building-blocks/Sections/js/commonRequests.js"></script><script> //________________________________ //__________General/Misc__________ //________________________________ //_________________________________ //__________Page Specific__________ //_________________________________ //____________________________ //__________Sections__________ //____________________________ const videoBG = [{ type: 'video', selector: 'dev-videoBG1', poster: '//static.fmgsuite.com/media/SectionBackgroundImage/variantSize/56cc58b2-28f3-4b95-a24a-1a108be3d31c.jpg', videoSRC: '//static.fmgsuite.com/media/documents/511c093b-e1f4-4687-9f5b-19cb30018cb4.mp4' }]; videoBackground(videoBG); let faxText = $('footer p:contains("Fax")').text(); newFaxText = faxText.replace('Fax', 'E-Fax'); $('footer p:contains("Fax")').text(newFaxText); $('.page-contact p.fax span:contains("Fax")').text('E-Fax:'); // const teamEdits = [{ // memberIdentifier: 'ChiNguyen', // hoverImg: '//static.fmgsuite.com/media/InlineContent/originalSize/cab1e10a-358b-417e-a747-d0c913c65448.jpg' // }, { // memberIdentifier: 'PeterGilding', // hoverImg: '//static.fmgsuite.com/media/InlineContent/originalSize/cab1e10a-358b-417e-a747-d0c913c65448.jpg' // }, { // memberIdentifier: 'ThanhNguyen', // hoverImg: '//static.fmgsuite.com/media/InlineContent/originalSize/cab1e10a-358b-417e-a747-d0c913c65448.jpg' // }]; // const findTeamMembers = document.querySelectorAll(".c-team-list__section--developer"); // // Loop through each member, making a string identifier to tie a new image to. // findTeamMembers.forEach((member, index) => { // const memberImage = member?.querySelector(".c-team-list__img--developer"); // const memberName = memberImage?.getAttribute("alt"); // const memberString = memberName?.toString(); // const memberStringClean = memberString?.replaceAll(/[^a-zA-Z0-9 ]/g, '').replaceAll(" ", "").replaceAll("CPA", "").replaceAll("MBA", "").replaceAll("AIF", "").replaceAll("MSF", ""); // memberImage.classList.add(memberStringClean); // const memberObj = teamEdits.find(search => search.memberIdentifier == memberStringClean); // if(memberObj) { // //Clone original Image and Add Hover Image // if(memberObj.hasOwnProperty('hoverImg')){ // const memberHoverImg = memberImage.cloneNode(true); // memberHoverImg.setAttribute('src', memberObj.hoverImg); // memberHoverImg.classList.add('team-photo--hover'); // memberImage.insertAdjacentElement('afterend', memberHoverImg); // } // } // }); if ($('.page-contact').length) { $(`<section id="section_banner" class="customBannerAddition" style="background-image:url('//static.fmgsuite.com/media/InlineContent/originalSize/888095c5-ffb3-4dfd-8938-161a1306cd4e.jpg')"><div class="overlay"><div class="o-container c-customsection__container" style="padding-top:200px;padding-bottom:200px;"><div class="o-grid__collapse c-grid__collapse--SimpleText" data-section-type="SimpleText"><div id="box1" class="c-text__section box Text u-text-align--Center"><h2 id="section1-box1-title" class="js-simple-editable"><br data-mce-bogus="1" /></h2></div></div></div></div></section>`).prependTo($('#content')); } // // ------------------------------------------------------------------ // // Team Models // // Creation Date: 07/06/2022 // // Last Updated: 07/06/2022 // // Description: Takes two team photos, the team header and the Bio content and // // creates a team member photo with a hover effect and a model that is opened // // when clicking on a team member. // // // ------------------------------------------------------------------ //Add Event Listener $(".open-overlay").on("click", function (e) { e.preventDefault(); var modal = $(this).data("target"); if (modal) { if($('#' + modal).length){ $("html").addClass("overlay-open"); } $("#" + modal).addClass("is-showing"); } else { $("html").addClass("overlay-open"); $(this).parent().find(".overlay-content").addClass("is-showing"); } }); $(".close-overlay").on("click", function (e) { e.preventDefault(); $("html").removeClass("overlay-open"); $(".overlay-content").removeClass("is-showing"); }); </script> <!--[if gt IE 8]><!--> <!--<![endif]--> <!--[if lt IE 9]> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/global/js/excanvas.min.js?v=2.86.45.36196.305"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/jquery.flot-0.8.3.js?v=2.86.45.36196.305"></script> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/shared/scripts/jquery.flot.time.min.js?v=2.86.45.36196.305"></script> <![endif]--> <script type="text/javascript" src="//static.fmgsuite.com/site/templates/global/js/article.js?v=2.86.45.36196.305"></script> </body> </html><script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'9f83dbb6ed78d287',t:'MTc3ODE5NTAwOQ=='};var a=document.createElement('script');a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script>
